The modern world runs on credit. It is too late for us to judge whether it is good or bad. We need to accept the fact that credit cards are here to stay. Now, people have different needs as they have different life styles and different view towards life. So people tend to have different spending criteria or habits. It differs hugely with differing professions. So there are special cards for different people specially for students. These cards are designed specially for students.
Credit cards mostly work the same way and are sued for almost same purposes. But when it comes to student credit cards, there is a major difference with the regular cards and the differences are in the most important aspect of credit cards i.e. credit limit and APR.
Normally the credit limit for a student card is lower than the usual limit. It normally ranges from $500-$1000. If you are a student then you might probably have a complain about the discrimination of allowance. But you have to understand that 70% of the students have never used credit card before, so you do not have a credit score and neither, you have any idea or experience. This might lead you to misuse the card if you have good credit limit. And if you do not trust me ask your dad, you do not want to be summoned by your credit card company. And without a credit rating, no credit card company would risk giving you a card with high credit limit.
The APR is higher than usual for a student credit card than the regular ones. And the reasons are the same mentioned above. The card companies are here for business and they just cannot allow a person with no experience to have low APR on their credit card. Students also need to have the authorization from their parents in order to get a credit card issued. The terms and conditions are also likely to be strict when it cost to student credit card. But this is all for your own good. All these will regent you from falling in any trouble concerning credit card and you will be able to grow positive habits that would make you a smart credit card user in the near future when you will hopefully have good credit limits.